Revised profit rates of National Savings Schemes 2023
Revised profit rates of National Savings Schemes 2023. The government has increased the profit rate on national savings schemes including regular income certificates and short-term certificates.
National Savings Department has said that the rate of profit on regular income certificates and short-term certificates has been increased.
National Savings Profit Rates Today
Rates of profit on National Savings Schemes have been revised w.e.f. 12th January, 2023 except:
- Pensioners’ Benefit Accounts,
- Bahbood Savings Certificates,
- Shuhada Family Welfare Account,
- Defence saving Certificates,
- Special Savings Certificates and
- Saving Account whose profit rates shall remain un-changed.
Monthly Profit on Regular Income Certificates
Monthly profit payable on the Regular Income Certificates issued with effect from 12th January, 2023 till further notification shall be as follows:
| S.No | Denomination | Profit Payable (in Rupees) |
| a | Rs.50,000 | 525 |
| b | Rs.100,000 | 1,050 |
| c | Rs,500,000 | 5,250 |
| d | Rs,1,000,000 | 10,500 |
| e | Rs. 5,000,000 | 52,500 |
| f | Rs.10,000,000 | 105,000 |
Profit on Short Term Saving Certificates
Profit payable on Short-Term Savings Certificates of 03, 06 & 12 Months maturity issued with effect from 126 January, 2023 till further notification shall be as follows:-
| Denominations (Rupees) | Profit on Maturity (3 Months) | Profit on Maturity (6 Months) | Profit on Maturity (12 Months) |
| 10,000 | 403 | 800 | 1,596 |
| 50,000 | 2,015 | 4,000 | 7,980 |
| 100,000 | 4,030 | 8,000 | 15,960 |
| 500,000 | 20,150 | 40,000 | 79,800 |
| 1,000,000 | 40,300 | 80,000 | 159,600 |
| 5,000,000 | 201,500 | 400,000 | 798,000 |
| 10,000,000 | 403,000 | 800,000 | 1,596,000 |
